TaxSavingCalculator

Compare Old vs New tax regime and find which one saves you more. Enter your income and deductions to see the difference.

Annual Income

₹

₹ 12 Lakh

₹1.00 L₹1.00 Cr

Section 80C Investments (max ₹1.50 L)

ELSS Mutual Funds

₹

₹ 50 Thousand

₹0₹1.50 L

PPF

₹

₹ 50 Thousand

₹0₹1.50 L

NPS Tier I

₹

₹ 50 Thousand

₹0₹2.00 L

Life Insurance

₹

₹ 25 Thousand

₹0₹1.50 L

EPF / VPF

₹

₹ 21.6 Thousand

₹0₹1.50 L

80D — Health Insurance

₹

₹ 25 Thousand

₹0₹50,000

HRA Exemption (optional)

₹

₹0₹5.00 L

New Regime saves you ₹1.01 L more

Old Regime Tax

₹1.01 L

New Regime Tax

₹0

BETTER

Taxable Income (Old)₹9.25 L

Taxable Income (New)₹10.75 L

Total 80C Deduction₹1.50 L

Tax Saved by Investments₹62,400

Old Regime Deduction Breakdown

Standard Deduction₹50,000

80C (ELSS, PPF, LIC, EPF)₹1.50 L

80CCD(1B) — NPS₹50,000

80D — Health Insurance₹25,000

Total Deductions₹2.75 L

Based on FY 2025-26 tax slabs. Includes 4% health & education cess. Excludes surcharge. Consult a tax professional for exact liability.

Annual Income

₹

₹ 12 Lakh

₹1.00 L₹1.00 Cr

Section 80C Investments (max ₹1.50 L)

ELSS Mutual Funds

₹

₹ 50 Thousand

₹0₹1.50 L

PPF

₹

₹ 50 Thousand

₹0₹1.50 L

NPS Tier I

₹

₹ 50 Thousand

₹0₹2.00 L

Life Insurance

₹

₹ 25 Thousand

₹0₹1.50 L

EPF / VPF

₹

₹ 21.6 Thousand

₹0₹1.50 L

80D — Health Insurance

₹

₹ 25 Thousand

₹0₹50,000

HRA Exemption (optional)

₹

₹0₹5.00 L

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Acornia Investment Services Pvt Ltd (ARN: 192746) is an AMFI-registered mutual fund distributor. All investments are subject to market risks. Please read all scheme-related documents carefully. The information on this website is for general informational and educational purposes only and does not constitute financial advice or a recommendation.